Loan scam stories from our visitors

Loan Scam Reports from Our Visitors

By Direct Lending Solutions Visitors

WARNING: We will never ask you to send us money in advance of a loan and we have no up front fees. Though Western Union and Money Gram are excellent services, we advise that you never use them or any other medium to wire cash in advance of a loan. Legitimate lenders will not require this from you! Learn What to do if you have been victimized.

We keep these reports anonymous, unless otherwise requested by the submitting consumer. Only in the case of extensive documentation will we mention a company name. In most cases, we simply do not have the resources to investigate all of the reports. The important information here is the consistent story line. We hope you have found our website BEFORE wiring someone money for a loan. Read some of these stories. If you have already become a victim, you might notice some similarities.

Though there is nothing we can do to help you recover your money, we are hopeful that your testimony will help educate other consumers. Submit your experience (we do not provide any advertising links, so spammy website submissions will be ignored). If our staff are able to provide some additional information, it will appear as "Admin notes". If you are the owner of a business that has been victimized by the scammers (using your good name), and you would like for us to make a note of it here, please let us know using the submit form.

May 9, 2008 - Lenders Mark - Scammers falsely used the name of "LendersMark". I Sent $810.00 money to a Stephanie Rowe who says she works for LendersMark. She said the money was needed for loan security. I did not receive the loan then I was turned over to a Margaret Bowman who said that taxes were not included in the original loan and is asking for an additional $450.00. The phone numbers are 416-822-5274 (Stephanie Rowe) and 416-822-9197 (Margaret Bowman) Admin Notes: Please be aware that "Lenders Mark" is a legitimate consumer credit website that is NOT involved in any scamming. The real scammers are low-life leeches who prey not only on consumers, but businesses alike. They use the names of legitimate businesses to hide their scum operation. There is a special place reserved for folks like them. But for the record, Lenders Mark (lendersmark.org) is legitimate and safe. Please report these phone numbers to Phonebusters.

April 30, 2008 - Principle Financial Lending Group - mike steiner, rachel conrad, carmella johson; just to mention 3 of them. 820 second ave. ny,ny....1-888-813-5721 ext 155 or 427. scammed me out of $765 plus cost of moneygram sent to a valerie fualner and picked up at a walmart in new york. bad credit loan...i have all my paperwork. no money deposited in account. beware of this company. principle financial says that these people are faslely working under their name; but, i feel co. should be repsonsible for letting this go on. i called the # today and it is still active. why doesn't the main co. do somehting about it?

April 30, 2008 - Bendel Capital Corp. #(866) 731-4418...does not exsist. I was scammed for $1,800.00.

April 28, 2008 - Sherbourne Financial Lending (sherbourne-lending.com) needed $1120 as "collateral" on a $7000 loan. They even let me send it to a name that they didn't know, as they only needed the reference number to verify that the money had been sent. Once they confirmed that I was supposed to go back and change the name on the wire. I wired that, then they called back saying they needed an additional $1000 as an "insurance policy". I told him I knew he was trying to scam me. He offered to send me a letter of guarantee. He was baffled when I told him I didn't know him or his CEO so his letter wasn't important. Thanks to the letters I read on here I figured out he was just trying to get more money. I have to go back to Moneygram today to try and get the orginal money I sent back. Their number is 888-625-5188. They are located in Bethesda, Maryland. Admin Notes: As of April 30, 2008, the site you mentioned in your email to us appears to be down, or no longer exists.

April 18, 2008 - Horizon Lending Services (Chicago) called me after I filled out a online loan application. Said I would get $5000 if I sent them $900 for the 1st four months payments. Robert Davies was the name given by the caller. Didn't do it and I reported him to the Illinois authorities.

April 4, 2008 - Great Trust Solutions - I have been trying to get a loan, and of course because of my bad credit, no loan company will approve me. Then I get a call from 2 lenders saying my request for $10,000 has beed approved. The first was a scam and I new it right off the bat, as he told me he was in Edmonton, Canada, but when I called back, the person that answered initially said they were in Calgary. Anyway, I immeditately hung up the phone. Ironically that very same day, I get an email from "GREAT TRUST SOLUTIONS" located in Portland, Maine. Their number is 888-876-9866. Address is 4 City Center, Portland, Maine. When you call there is a recording that asks for your name, not a live person and then proceeds to transfer you. I asked for the person who's name was on the email, his name was Jeffrey Minor, at ext. 398. He explained that because my credit was bad, he found somebody (a private party) that would fund my loan, but I had to pay 4 months upfront to secure the loan, as a "down payment", so to speak. I said how may I send it, and he said Moneygram. I was skeptical and had him send me over the documents, and I looked them over, they looked extremely professional and legitimate. However I decided to investigate further. I looked them up in the BBB website, nothing listed. I looked up their website and it was created in March of 2008, and good until March of 2009. I even called 411 and asked for a listing with the name, and they had nothing. I looked up the address and it belongs to a real estate company. I called him back and told him that I read several articles about this loan scamming, and he said that he understood, and I'm not the first that has ever questioned this, but they are in fact a legitimate company and I can forward the documents to any attorney and they would claim it to be legitimate. I'm so glad I didn't send them anything. Thank you so much for posting all of these stories.

April 1, 2008 - Wharton Resource Group - I just got scammed. The company name is so called "Wharton Resource Group". You can look them up online. They told me that I was qualified to get a $30,000 loan and that it was gonna get wired into my account but first I would have to send them $1000.00 for Insurance purposes. I sent the money through Western Union and I got ****** over!!! Excuse my language but I am so angry! How can I get my money back? Or will I be able to get my money back? Please email me ASAP I would really appreciate it.

March 25, 2008 - Coast2Coast Loans - I applied for a loan online through a company claiming to be Coast2Coast Loans and was pleased when I was "approved" for the loans. I faxed the required info in and when I called Kim Collins back, I was told she wasn't there and that she had been in an "accident." Sylvia Washington,the woman who had taken her place told me that the company would need $975 to purchase insurance to secure my loan. Not knowing any different and assuming nothing else, I told her I didn't have $975 and she said she would see if she could get the amount lowered and I could pay the balance with the proceeds from the loan. When I spoke with her again, she said that I could send $600 via Western Union which I (foolishly) did; I received a "receipt number" over the phone from Sylvia Washington and assurances that my money would be deposited into my account by Monday morning. The Western Union was sent to a Reginald Campbell in Richmond Hill, Ontario and the company was located in Toronto, ON. When the money wasn't in my bank Monday, I called Coast2Coast and of course, no answer from anyone. The customer service answering machine stated that "Sunrise Financial" was unable to take my call as well. I realized I had been scammed. I reported this to my local police and to the RCMP in Canada as well. I just happened to receive a phone call last week from another loan agency from the landline number 416-777-7776. I don't remember dealing with this agency and so I Googled the number. Surprise! This number is associated with all kinds of scams, especially the "you won some money but send us some money first" scams. They emailed me a copy of their (quite misspelled) contract asking me for $565 as a insurance payment. They just called me and I told them no way. I will also report them to the RCMP. Guess where they are located? Richmond Hill, ON. Coincidence? Maybe, maybe not. Once bitten, twice shy in this case. I will always do my homework when I deal with anyone that has to do with anything on the Internet from now on! Admin Notes: Do not confuse with similar names of legitimate companies.

March 21, 2008 - I was just wondering if anyone has heard of a loan company Jennings Homes & Commercial Loans (JH&CL) based out of Los Angeles, CA 888-256-5814? I have extremely poor credit and had applied at other lenders for a personal loan with multiple turn downs. Then I received a call yesterday from a Jesse Holiday at JH&CL stating that I was approved for a $10,000 personal loan at 8% interest for 5years. Great- right? Well, i thought so until after I had filled out all the information for the terms of my loan and gave my personal information and faxed it back, she then calls me and tells me i need to put down $2117 to secure my loan for 6months and it is fully refundable if the loan payments are on time. Ummm? If I had that kind of money then why would i need the loan? I asked her to whom and how do I send this money and she stated to a Ricky Mullen in Canada via moneygram who is the personal lender associate assigned to my loan and after it is received I will have the $10,000 deposited within 24 hours into my account. Needless to say I did not send the money but am very concerned that they have all of my personal information. The kicker is: You can find them on the Better Business Bureau site but they are not an accredited business. And that was their major selling point, being a member of the BBB. If anyone has any information about this company/scam I'd like to know. This phone number (888-256-5814) is listed on the website getafastloantoday.com which is a scam. The FTC should really start looking at these numbers and finding out who they are registered to.

March 5, 2008 - Here is a good question we received by email today. "Should I send money to a company for my loan? Why are they asking me for payment up front? I found them listed in the newspaper classifieds, so surely they are legit. Right?" Admin Notes: We tell everyone to NEVER send anyone money before a loan is made. There is no lender on the planet who will require you to do this. They will sound very nice and convincing, and really play some good mind games. Just simply don't do it. Don't waste anymore time researching for an excuse to send money. It is a scam. Period. Furthermore, loan scammers are notorious for posting classifieds in newspapers, and on internet forums or bulletin boards. Seriously, real lenders don't have to solicit borrowers in this fashion. Classified ads for a loan should automatically raise a red flag. The big loan they are promising sounds wonderful and it sounds like a dream come true. But it is TOO GOOD to be true!

March 4, 2008 - Odeon Credit Union has contacted me about giving me a loan. They want all my personal information and a payment of $800 before the loan can be approved. They want the money sent to Canada but their office is supposedly in Miami, FL. Admin Notes: We find it odd that the domain used by "Odeon Credit Union" was just registered for one year, and only registered in August of 2007. Furthermore, if you Google "Odeon Credit Union Scam" you will find other sources of information discussing this potential threat. Do not send them any money.

February 29, 2008 - Thank you for the information about these scams. I almost sent the money!

February 29, 2008 - Empire Direct Lending AND Rodney Ford Lending Company - Both of these companies wanted extensive upfront fees for a personal loan and one asked for all sorts of personal information that should never be sent to people you don't know.

February 10, 2008 - Capital Source Financial - Thanks for your website. I was just about to wire $785.00 to a company by the name of Capital Source Financial for a $5,000 loan. I was told to wire the money to Elizabeth Clark in New York. I was sent a lengthy document saying that I would receive this money the next business day once they received payment. When they told me that Elizabeth Clark would be my lender that made me question why would this money go to a person and not a lending institution. I found your website and thank god I did. Admin notes: Do not confuse "Capital Source Financial" with a legitimate company called "Capital Source". This is another case where the scammers are hiding behind a real company's similar name.

January 20, 2008 - Premium Growth Financial - This man claimed to be with a company called Premium Growth Financial 866-205-6930 x327. offered loan for $6000 & asked me to wire funds in advance $751.00. Thank God I didn't. I looked on the BBB & the company could not be found.

January 2, 2008 - Hire Financial Services - After being turned down again and again from other lenders this is what has now happened. We were called and told that we qualified for a $40,000 loan on November 9, 2007. No questions asked. We were denied everywhere else. We first had to wire transfer 10% (which is $4,000) for a security deposit and insurance. We would get our money returned after six months of probation of payments. The monthly payments were a 6% interest rate and would be $444.00 monthly. This sounded to good to be true. It also was wonderful to think that we could receive this money. We even received a loan agreement through email. We later asked if we could change the loan amount to $50,000. It was very quickly and easily accepted. This loan was to be done through a private lender. We were to wire transfer the funds (through Western Union only) to a Tiffany Covington in New York, New York. The name of the agent in which we worked with was Kimberly Walton. The business name is Hire Financial Services, their phone number is 1-888-284-8634. We asked many questions and became suspicious. She tried to assure us that she and her company were very honest and helpful. I even spoke to another woman that was to be her supervisor. We tried to locate the place of business in North Carolina. We went through the BBB, Secretary of State, the county Business License department and even Dex yellow pages. We found nothing. We asked them for some proof of their business. They could not supply us with any license, references, and no verification. They did try to fax and email us a Letter of Guarantee. All paper work did not look legitimate. We did a lot of investigating and found more fraud of the same type. We came very, very close to sending the funds by wire. We found the same fraud as this and did not send the funds. This other fraud included a Kimberly Willmont, same kind of accent, from North Carolina,and also 10% of loan to be wire transferred. Thank goodness we found out just in time!

December 26, 2007 - Scotia Capital Investment - I filled out a loan application online at their website (which appears to be gone at this time). I was then contacted by a loan rep named McKenzie. She told me that I was approved for a loan in the amount of $5000.00. I really did not want to take a loan out for that large of an amount but she said that was the minimum amount that they loaned. I was very happy that I was approved for this loan; it would make for a happy Christmas for my family of five and pay for some dental work that my son needs to have done.

McKenzie told me that because of my poor credit I would need to send Scotia Capital Investment $890.00 to cover the 4 months of my payments (security for them). She told me as soon as I wired it to them I would receive my $5000.00 directly transferred into my checking account.
I immediately wired the $890.00 dollars (it was all I had) expecting to receive $5000.00 1 hr later. Well 5hrs passed and I was still waiting for my loan. I called the company the next day to inform them that I have been checking my checking account and the 5000.00 has not been transferred. They told me that the reason they had not wired my money was because they further reviewed my credit and need me to send an additional $499.00 for insurance once they received the $499.00 the $5000.00 will be wired to my checking account.My credit is not that poor, I mean really!
That's when I knew I had fallen into a scam, I told them I did not want the loan and would like a full refund ASAP. Every time I call to inquire where is my refund? they are very rude and hang up on me. One man made is voice sound like a monster from a horror film and said 'is this that devil girl that keeps calling wanting refund?. I knew I was dealing with people that are immoral and criminal minded. He was trying to frighten me and he did. This is a terrible fraud that these folks are running. And I pray that they are caught before they take from any other families.

December 11, 2007 - Citizen Financial - The company I was dealing with is Citizen Financial. Jamie Clark was the rep. We didn't send the money but was standing in Wal-mart money gram with the money in hand. I am in school and have been turned down at least 4 times for personal loan. When I got the phone call that I had been pre approved for 15K of course I was willing to do whatever to get the loan. The contract was sent to us via fax and my husband and I talked to "Jamie" a couple of time throughout the week. On Thursday Jamie gave us Monica Gibbson in Cananda to wire the 1,500.00 to for an insurance policy. The 1,500 was the first 12 payments for the 15K loan. The remaining amount would be less the initial deposit. This "company" is in NJ. They are not listed in BBB nor Secretary of State of NJ. Admin notes: Likely a scammer's use of a legitimate company name.

December 7, 2007 - Triamerica Financial Trust - They scammed me out of 577.oo dollars calling it inusrance for a 6500 loan then told me that my loan was all of a sudden denied. I am a single mother and they took all of my money, now my daughter will have no xmas. It is desperate times and I really needed help, I thought things were going to be okay but I was scammed. I don't know how thaose people sleep at night.

December 3, 2007 - Saxtonfinancial.com - I have been scamed by saxtonfinancial.com 1866-448-8567. By Henry Eagles. I usually don't pay money upfront, but I was completely desperate. Being desperate makes one do risky things. They didn't get any more $ out of me than the intinal fee.

November 22, 2007 - Hoffmann & Steinbeck Lending Inc - I was reading your loan scam article and thought I should inform you that there is a company who's website is still up and running. I had applied with them and they said that I was qualified if I sent an deposit for an insurance preimium of 500.00. So I sent it to them, and never recieved the money. After calling numerous times I finally got through to the "loan agent" and he said that there system was down, and that they sent the check in the mail and should be here with in five business days. Well, I never recieved the check, and now the number is temporarily out of service. The website and e-mail address is still active, and the phone and fax number is still on it. So I wanted to let know that the company is Hoffmann & Steinbeck Lending Inc. also known as h&slendinginc, and the phone number was 877-267-2051, and the representitive was Curtis Nelson. I will also be reporting this to all of the agencies you had listed. I have already reported it to the Better Business Bureau. So hopefully with you help this will be stopped,and they will be shut down. If you need anymore information please feel free to contact me.

November 21, 2007 - American Finanical - I was contacted about an approval for a loan of $4,000 from a company calling themselves American Finanical. I was told to send $547.50 for an insurance policy for the loan. I called the lady by the name of Danielle Wilson and told her that I was only able to send half of that, she told me that would be ok and told me to send it to an Eric Potter in Canada. I told a friend and she told me to research the company before I sent out the money; I did and found nothing wrong. Well once I sent that money it took me about a week before I could get in touch with the young lady to inquire about when I was going to receive the funds (because I was going on vacation and that's what the money was for). I Never received the loan lost $547.50 because I was told to send the rest when I finally got in touch with someone. Never going to do that again.

November 18, 2007 - Torcorp Financial - Two weeks before the Thanksgiving Holiday, my husband and I applied for a load thru "Torcorp Financial". I thought I had done all of the appropriate checking and double checking on this company. I didn't have the greatest feeling about this company, but my husband had talked to a loan processor, David Roswell, out of Toronto, Ontario, Canada. He said he felt really good about the guy, and the communications they had exchanged. My husband and I are pretty desperate right now ans since I hadn't found any negative info on this company, I told him to do what he thought was best. Mr. Roswell sent all the appropriate paperwork, but I still didn't feel good about the deal. My husband was asked to send $. Big red flag. I told him not to do anything until we get more info. He said he talked to Mr. Roswell about the person we were sending the $ to. A Travis Zachary, also of Toronto, Ontario. My husband was told that Mr. Zachary was a licensed and bonded securities field officer. (There's a new one). Mr. Roswell still said we would get our money in 2 days. Well it's almost 2 weeks, and low and behold, their voice mailboxes are full, and they are not returning emails or faxes. Yes, we got %*@&. I still haven't heard back from the BBB, and are going to the FTC, and FBI!!!!!!!!!!!!! Stick to your gut!!

November 15, 2007 - Absolute Solutions - The same as above is happening to me. I am so glad I saw this site. I was going to send $1200 via Westnern Union tomorrow for a $13,000 loan. They company was Absolute Solutions, the phone number is 1-888-862-0259. I too was going to borrow the original $1200 to send to them in order to get free of credit card debt. This is so awful, so many innocent people are being scammed. Even though we know in our hearts it sounds "too good to be true," we get desperate and think it is. I am so glad I found this site. Tomorrow (Nov. 15, 2007) I would have done this.

November 8, 2007 - AMC Credit Corp., or America Credit Corp - I believe that I was almost scammed by a company called AMC Credit Corp., or America Credit Corp.Their phone number is 877-977-0023, which is untraceable. All of their emails are untraceable, and their physical address is not on file with the U.S.P.S. They asked me to wire a "Collateral Payment" equal to four months loan payments, to an individual, not a company, in Alberta, Canada. I was very lucky that the Western Union location that I went to was aware of such scams and basically refused to send the wire for me because they felt that this was a scam. So I went home and did a bunch of online research, and every red flag that they named applied to the situation that I was involved in. I can't believe how close I came to losing over $1,000.00, some of which I had to borrow from a family member

October 31, 2007 - Wellington Financial Solutions - I was scam by a company claiming to be "Wellington Financial Solutions". I recieved a call from Nadia Drake. She informed me that I was approved for a loan of 10,000, but I neeeded to send 10% for collateral insurance. She stated that another agent was handling the case and had mess up so all I had to send was 500.00 and the money would be wired in my account by noon. I did that, then she call me back and said they put a hold on the money through money gram to call and get it released. So I called and got it released and still no money. On Monday September 17, 2007 I called and she was not avaiable. I left a message and still no call back. Nadia called me on Tuesday and stated the company wanted all the money which meant me coming up with another 500 dollars. I told her ok she would have to wait until I get paid on that Friday. On that Friday when I tried to reach her before sending the money no one every answer the phone (866)803-9778. Being upset I called and left a message that the BBB will be investing them for fradulent business. Now the number is no longer working. I lost my money. Don't lose your's to these scam artists. Admin notes: Don't confuse company name with similar names of legitimate businesses. Scammers like to do this.

October 31, 2007 - A comment back about a company Qualityonelenders.com. I was also almost scammed by this company and also a friend of mine. we also had raised questions about this company sending them money for a loan? They wanted 10% of the loan amount for a "security blanket". I also contacted the dept. of Banking and the BBB and nobody has heard of this company. I talked to a Kim Wilmont who said she was based in Buffalo, New York and that they had companies based all over. My first loan agents name was a Alyssa Sampson and when I had asked Kim Wilmont where this Alyssa was she told me she was out having her second child. My friend's agent was a Victoria Williams....I also checked on addresses and one was found in Florida also a appt. building and then when they sent me a fax it had an address on it 105 Royal Rouge Trail. Toronto Ontario also looked up this address it's a residential address under the name of Jessica Anderson, with a business called Good Life Photos. The number I got was the same 1-800-641-9217 ext 22 for Kim Wilmont. and ext 301 for Alyssa Sampson and my friends agents ext. was 216. PLEASE PEOPLE BEWARE OF THIS COMPANY!!!! I HAVE THE FTC (FEDERAL TRADE COMMISSION) WORKING ON THIS SCAM. Admin notes: The qualityonelenders domain was just registered in late September 2007 (a month ago) and for only one year. That is a sign of it's fly-by-night intent. Also, the loan form is not secured by SSL technology. You can tell this by looking in the address bar at the top of the browser and you will not see 'https' (with an 's'). These are all bad signs.

October 29, 2007 - Dynamic Financial Trust - I was contacted by Dynamic Financial Trust out of Chicago, IL. They stated I was approved for a loan 200,000.00. But I needed to summit 4677.98, then I had to send 2330.00, then 1688.97. Still after all that I was asked to send more. I refused and demanded a refund. Loan officer Larry Tucker stated I would receive a certified check via federal express in three to six weeks. I have reported them to FTC and BBB. I hope no one else gets scamed by these crooks.

October 29, 2007 - My daughter got an email about scams after me having done the most unthinkable. Being in a desperate financial situation, I went onto creditservices.com that prompted me to different areas; so I proceeded to go to loans and from there I went to bad credit loans and dialed 877-267-9920. This is to be the application number where the person on the other end just says hello. So on October 11th I gave the man the little info needed and he asked me what loan amount did I want and I said $2500.00 and he asked monthly how much could I pay back and I said $50-$100. He then told me that someone would be calling me back in 48hrs sometime on Monday Oct 15th.

Monday passed and I didn’t hear from anyone, Tuesday passed and I didn’t hear from anyone. Wednesday I called and repeated what was told me that I had not heard from anyone…he says let me pull your file…he said I had been pre-approved for the loan and my financial representative was Linda Bassett and he would give her the message to call and we could discuss whatever documents needed. Thursday I called again and spoke with a young lady telling her what had taken place. She told me there was record of me having applied for a loan but she shows that the application was transferred but not received, that is looked to be lost in transit. She needed to check w/her supervisor instructions on what steps to take and call me back. I had to call her back and she said that she would see to it that there was no delay, it was approved immediately but I had to fill out the application again. She asked what loan amount I wanted… I told her I was pre-approved for $2500.00. She told the minimum was $5000.00 that no one there would have done so unless new…I said ok lets go for the $5000.00. I was asked monthly what I could afford, I told her $100.00. She continued by saying my financial representative this time was Nadia Drake and she gave me her direct number 877-704-5372 (Financial Enterprises) but she had not set up her voice mailbox so I could not leave a message.
So now I’m frustrated and saying I should give this up but I needed the money. Friday I gave it a rest and called back on Monday. I kept calling Nadia but unable to leave a message so I called the main number 877-267-9920 and repeated my experience of over 1 week to a Steve Thomas claiming to be a supervisor who was apologetic and he could make things happen more expeditious. Wednesday my daughter received a call for me from a Brenda Goodwin (Financial Enterprises) asking that I call her about the loan. I called her 877-297-4977 and she told me I was approved for the loan. 7.5% interest rate. $123.68 monthly over a 4yr period and I would have to pay and insurance fee refundable when the loan is paid off of $600.00. I told her I didn’t have the money at the time but I would see if I could get it so she faxed me documents showing what we had discussed. So I borrowed the money and I called her Thursday; she told me how to wire the money Western Union and to a Susan White in Ontario Canada and that she didn’t have ID and I had to have a test question and answer…I’m a little leery but desperate. They called me about 4:17 to say it to be urgent I returned the call only to find out that the test question was placed by Publix where they could pick up the money. I called Publix told them what happened and it was corrected…I called Brenda back and I was told I should have the money by tomorrow…
I called back on Friday to report that there was no money in my account what time was it to be expected it…Brenda told me 6pm the latest but hopefully earlier around 4pm…
I called Brenda @4:20 to report there was no money in my acct but she was not available so I called Nadia who asked to let her look into it and she would call me back…she didn’t and I left for the evening upset. I called around 5:45 and was told by Michelle that she would pull my file and see what was going on only to say she showed partial payment; that I owed $200.00 more. I was ballistic, postal because I’ve borrowed money to get money and in a deeper hole than before…Michelle told me Brenda must have made an error she didn’t know for sure but she needed to check w/the lender David White, I told her my lender’s name was Susan White. Now I’m crying…she said to expect the money Saturday morning. Still crying, praying, frustrated I called again to Nadia @7pm she says there to be a mistake that the money was late processing into my account that it would be Monday, that I could call back on Saturday and tell whomever that she said it to be processed for Monday; today I have still not received any money in my account not only that I have not been able to reach Nadia or Brenda.

October 28, 2007 - Fidelity Fiancial Credit Services - I was a victom of loan fraud as well. I lost $2000. For a personal loan for $10,000. The so called company was Fidelity Fiancial Credit Services. The phone number 1-877-892-8309 is still active. I hope they capture these people, its the children who usually suffer from these crooks.

October 24, 2007 - Fargo Credit and Financial Resources - I was contacted today by a lady name Gail and she said she works with Fargo Credit and Financial Resources. Told me I was approved for $15000 and all I needed to send them first was $2250 for insurance. Luckily I found this site first because it sounds just like all the other stories I have read here so far. Here is the number she gave me to call her back 866-786-4960. Could not find them online but did manage to find them on the BBB (Fargo Credit and Financial Resources). Which was created a few days ago. They had a website listed on there fargocreditandfr.com which I checked on godaddy and it was also created like a week ago. So beware guys. Admin notes: Very smart to check registration data.

October 23, 2007 - PRIME TRUST SOLUTIONS HAS BEEN BUSY. I just got scamed by them also. Told me to send $1080.00 by money gram and they would deposit $7000.00 in my bank account. after a FEW hours they called back and told me I needed an additional $1080.00 do to poor credit history, so I sent it. I was blind and did not know much about scams or how to check on them. Now Im out 2200.00 and in a bad spot financially. These people need to be taken down.

October 17, 2007 - Thanks to your site and doing a lot of research. I was almost a victim of a loan scam. I was told I was approved for a personal loan for $8000.00-$15,000.00, but need to send 10% of the loan amount requested as insurance. This did not set well with me, so I started to ask a lot of questions. The young lady which name is Kimberly Willmont started to get upset with me, which made me even more suspicious. I asked why would I send money before receiving and final loan paperwork or information regarding where to make monthly payments. This company has a wesite qualityonelenders.com, but there is no information about this company anywhere. They claim to be in Florida, but found out the address they have on there website is an apartment building number. Kimberly told me she was based in North Carolina, but I was able to detect a Canadian accent. There number is 800-641-9217 ext.22, but rarely pick up.This is a still working number. The paperwork that was sent to me with the loan amount looked suspicious and have numerous typos. I just wonder how many people fell for this scam.

October 16, 2007 - Thank you Direct Lending Solutions for for your informative website!... It appears you've saved me from an upcoming disaster. On 18 Oct. 2007 I was going to finalize a loan by sending a 3 month Insurance Deposit of $685.26 for approval of a $5000 loan.

I asked the representative why am I sending money to your company when the purpose of my request is to obtain a loan to extinguish my current debt? The answer received from rep. was, "We've lost money in the past from customers... paying the loan's insurance money will protect you as well as us" in case of... Loss of your job... Illness... or Death... This will enable the loan to be paid-off in such an event".
I'm glad I visited this website and read the quite familiar stories of others. They gave me a 7 day deadline to submit paperwork & fee. I just called them a few minutes ago, left a voicemail message to inform my cancellation of completing the application, thanked them as well.
Below is the loan company along with contact representative:
Senior Consultant Financial Representative: Linda McGuire
Omni Lending Group 1078 Route 112 Suite 267 Port Jefferson Station, New York 11776
P.S. (I could not find Omni Lending Group anywhere via internet)
Admin Notes: You are right, there is no information related to any company using the name of Omni Lending Group on the web as of yet, but thanks to your email to us there will be now. The scammers come up with new fly-by-night company names that they can dispose of after they scam a few people, and this is apparently a new one. I am glad you found our site before sending them any money. Your experience with having to leave a voicemail is not uncommon. The scammers tend to avoid answering their phones.

October 16, 2007 - I was scammed by Fidelity Financial Credit Services their number is 877-892-8309.

October 15, 2007 - I was scammed by the Second Chance Grp, also known as Superior Financial Grp.888-803-4528. The phone number is still active. I have the contracts that they sent me. These con artist have my ss# and my bank acct info. I sent $4200 and I received nothing. I have called and they will not reply. I have also faxed letters letting them know I have reported them to the proper authorities and still nothing. I should have known better, but now I am faced with bills and the resposibilty of taking care of my family with no money. All I wanted was a debt consolidation loan. The loan was for $20,000. The upfront fees were suppose to be for insurance. I got played and now I am broke.

October 14, 2007 - I too was contacted by PrimeTrust Soultions. I have an "official" looking "loan agreement" that was faxed to me for which I would be loaned $10000 after I submit by first 5 monthly payments for a total of $1195. This company is too located in Allen Park, MI, 2500 Enterprise Drive to be exact (at least according to the BBB, their website and loan agreement).

October 12, 2007 - North Rock Lending - I am a victim of this company. They said i was approved for a loan and I sent in $800.00 and then they wanted more.

October 2, 2007 - There is a "SCAM COMPANY" out of Regal Park NY doing business under the fictious name of Warick Capitol. I too was conned into sending money for a loan that I had been promised was fully funded, I just needed to set up an "insurance account" because of my current credit status. Once the company got my "deposit" I did not get my loan. I was told that I need to deposit more money in order to get the loan funded. I asked immediately to have the money that I already sent in refunded to me. To no avail, the money was never sent back, and I tried contact the company at the number I was given everyday for over 2 months. On August 13, I tried calling again, but the phone number was no longer in service. I am cuurrently working with the BBB of New York to try and locate this scam network and possibly get my money refunded. Admin notes: We haven't heard of anyone getting their money back. The scammers are long gone with your money, and hide behind these fake organizations and phoney addresses.

October 1, 2007 - "Prime Trust Solutions" wanted $990 upfront by moneygram then they would give me $10,000.00. They are not members of the BBB and the office location that they wish for you to send the payment is a empty warehouse. They are located in Michigan, in Allen Park. I called the county and they said that the building is an abadoned warehouse!! Do NOT get Fooled!! I was lucky and didn't send them money.

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