Creating and maintaining great personal credit is one of the fundamental steps in being an adult. Without stellar credit, you will find it difficult to make important large purchases such […]
Author Archives: Liz
About Liz
Liz is a financial advisor and co-founder of Direct Lending Solutions. She specialized in business and finance during her studies at Georgia State University. After a 40-year career with the federal government, she co-founded Direct Lending Solutions in 2004. She is passionate about matters of consumer credit and continues to contribute by sharing her financial expertise with others.
Understanding Credit Card Terminology
If you are just starting out, there are a few important things you need to know about credit cards, so that you don’t find yourself over your head in debt before you know it.
Credit Card Minimum Monthly Payments: Paying More Saves Money
If you make only the minimum monthly payment on your credit card, it will not only cost a lot of money over the long run, it will also take a very long time to pay the balance. Here are some tips to paying off your card faster and keeping more money in your wallet. Use our calculator to experiment with payment amounts.
Prepaid Credit Cards for Students
Teaching your kids about credit isn’t always easy. Sometimes, pre-paid credit is the best way for them to learn and build a good credit reputation.
Proper Use of Credit Cards to Avoid or Overcome Bad Credit
Many of us use credit cards everyday. If you aren’t careful, you can find yourself in deep credit card debt. Learn how to use your credit cards wisely, live within your means, and stay on the road to healthy financing.
Credit Cards: Advantages & Disadvantages
Credit cards are convenient, but they may not always be your best option for funding. Here, we discuss some of the pros and cons of credit cards.
Your Rights Concerning Your Credit Report
It is crucial that you know your rights when it comes to your credit file. Laws are in place to help prevent identity theft, improve resolution of consumer complaints, facilitate access to your credit information, and help improve the accuracy of all information contained therein.
Women and Credit – A Brief History
With the current luxury of easy credit card spending, it wasn’t all that long ago that women were denied the privalege of using credit. In this piece we briefly discuss the history of the struggle of women to earn the right to credit.
What is Vantage Score?
VantageScore is a new credit scoring system that was developed in hopes of making credit scores more accurate
Vacation and Rental Home Financing
Are you considering a vacation home or looking to buy a rental property? We have some tips to help you locate the best mortgage on your investment and discuss the tax benefits.