Creating and maintaining great personal credit is one of the fundamental steps in being an adult. Without stellar credit, you will find it difficult to make important large purchases such […]
Author Archives: Liz
Liz
Liz is a financial advisor and co-founder of Direct Lending Solutions. She specialized in business and finance during her studies at Georgia State University. After a 40-year career with the federal government, she co-founded Direct Lending Solutions in 2004.She is passionate about matters of consumer credit and continues to contribute by sharing her financial expertise with others.
Latest posts by Liz (see all)
- 5 Steps to Building Great Credit - July 2, 2018
- Understanding Credit Card Terminology - May 29, 2018
- Credit Card Minimum Monthly Payments: Paying More Saves Money - November 14, 2017
Understanding Credit Card Terminology
If you are just starting out, there are a few important things you need to know about credit cards, so that you don’t find yourself over your head in debt before you know it.
Credit Card Minimum Monthly Payments: Paying More Saves Money
If you make only the minimum monthly payment on your credit card, it will not only cost a lot of money over the long run, it will also take a very long time to pay the balance. Here are some tips to paying off your card faster and keeping more money in your wallet. Use our calculator to experiment with payment amounts.
Prepaid Credit Cards for Students
Teaching your kids about credit isn’t always easy. Sometimes, pre-paid credit is the best way for them to learn and build a good credit reputation.
Proper Use of Credit Cards to Avoid or Overcome Bad Credit
Many of us use credit cards everyday. If you aren’t careful, you can find yourself in deep credit card debt. Learn how to use your credit cards wisely, live within your means, and stay on the road to healthy financing.
Credit Cards: Advantages & Disadvantages
Credit cards are convenient, but they may not always be your best option for funding. Here, we discuss some of the pros and cons of credit cards.
Should I Refinance?
Direct Lending Solutions offers assistance with mortgage refinancing, even if you have bad credit. This is a great time to refinance, so learn how today.
Earn on Rewards Credit Cards
Tips on how you can actually make a profit by using a credit card that earns cash rewards for your everyday purchases.
8 Ways to Stop Foreclosure
If you are facing forecloure, help may be available. There are 8 techniques that may help you avoid forecloruse. Don’t let the bank take away your family’s home.
Student Loans
A college education is a valuable, time-honored, and treasured experience. It is also very expensive. Fortunately, there are many programs available to both parents and students to help cover the cost of college, including federal and private loans.