Payday Loans

The Pros and Cons of Payday Loans

Although payday loans are a legitimate form of lending, they are expensive. How much do they cost? What are the advantages and disadvantages?

Phishing Scams and Fraud

Learn how crooks are trying to phish for your personally identifiable information and taking your money.

How a Loan Officer Makes a Decision

Have you ever wondered how a loan officer arrives at a decision as to whether to lend you money? We discuss the factors that affect those decisions so that you can be prepared before you apply.