Lending and Credit Discrimination

If you feel that you have been denied credit based on discriminatory practices, you have rights that you should know about.

How a Loan Officer Makes a Decision

Have you ever wondered how a loan officer arrives at a decision as to whether to lend you money? We discuss the factors that affect those decisions so that you can be prepared before you apply.

A brief history of credit cards

Where did the first credit card come from? How was it used and who was allowed to use it? The history of consumer credit is very interesting, and in this piece we talk about the history of the plastic piece: credit cards.