How a Loan Officer Makes a Decision

Have you ever wondered how a loan officer arrives at a decision as to whether to lend you money? We discuss the factors that affect those decisions so that you can be prepared before you apply.

A brief history of Credit Unions

As part of our section on consumer credit historical perspectives, we have compiled a brief history of credit unions. For history buffs, this is quite interesting as credit unions date all the way back to the 1800’s…

Teach your kids about credit and money

Establish Credit Early: Lessons for Your Kids

Establishing a good credit history early in life is very important. Take the opportunity to teach your kids to be fiscally responsible so that they may develop good credit and be positioned for the big things later on.