Creating and maintaining great personal credit is one of the fundamental steps in being an adult. Without stellar credit, you will find it difficult to make important large purchases such as buying a new home or car. More importantly, even if a bank does provide you with some type of personal loan, poor credit generally … Read more
VantageScore is a new credit scoring system that was developed in hopes of making credit scores more accurate
It is crucial that you know your rights when it comes to your credit file. Laws are in place to help prevent identity theft, improve resolution of consumer complaints, facilitate access to your credit information, and help improve the accuracy of all information contained therein.
There are many common myths about credit reporting. It is important that you learn what is true, and what is not
What does your credit report say about you? Learn what the numbers mean and how to interpret your information.
Can a divorce hurt your credit? If you are going through a divorce, take steps to protect your credit.
Establishing a good credit history early in life is very important. Take the opportunity to teach your kids to be fiscally responsible so that they may develop good credit and be positioned for the big things later on.
There are things you can do to improve your credit scores yourself without paying money to a credit repair company.
If you have bad credit and you notice anything on your credit report that appears inaccurate or out of date – dispute it!
50% of the population has below-average credit scores. There are simple things that you can do to make gradual improvements to your credit score and regain the dignity taken from you by the arrogant suits at the bank.