It is crucial that you know your rights when it comes to your credit file. Laws are in place to help prevent identity theft, improve resolution of consumer complaints, facilitate access to your credit information, and help improve the accuracy of all information contained therein.
If you feel that you have been denied credit based on discriminatory practices, you have rights that you should know about.
There are things you can do to improve your credit scores yourself without paying money to a credit repair company.
Have you ever wondered how a loan officer arrives at a decision as to whether to lend you money? We discuss the factors that affect those decisions so that you can be prepared before you apply.
If you have bad credit and you notice anything on your credit report that appears inaccurate or out of date – dispute it!
If you are not satisfied with the service or product you purchased on your credit card, you do have rights. But, there are some rules.
50% of the population has below-average credit scores. There are simple things that you can do to make gradual improvements to your credit score and regain the dignity taken from you by the arrogant suits at the bank.
Do you know what to do if your credit or debit card is lost or stolen?