Your Rights Concerning Your Credit Report

It is crucial that you know your rights when it comes to your credit file. Laws are in place to help prevent identity theft, improve resolution of consumer complaints, facilitate access to your credit information, and help improve the accuracy of all information contained therein.

Lending and Credit Discrimination

If you feel that you have been denied credit based on discriminatory practices, you have rights that you should know about.

How a Loan Officer Makes a Decision

Have you ever wondered how a loan officer arrives at a decision as to whether to lend you money? We discuss the factors that affect those decisions so that you can be prepared before you apply.

Tips for People Coping with Bad Credit

50% of the population has below-average credit scores. There are simple things that you can do to make gradual improvements to your credit score and regain the dignity taken from you by the arrogant suits at the bank.